- Exemplary Credit: 800 – 850
- Really Credit that is good – 799
- Good Credit: 670 – 739
- Fair Credit: 580 – 669
- Woeful credit: under 580
Just Just Just What Interest Could I Expect If We Have Bad Credit?
As a reminder, whenever a FICO is had by you rating under 670, you are considered a subprime debtor. If the FICO rating is lower than 580, your credit falls in to the “very poor” range.
Every loan provider sets its requirements (including credit rating thresholds) for loan approval and rates. Read more